2020 Blue Cross and Blue Shield Service Benefit Plan - FEP Blue Focus
Section 5(a). Medical Services and Supplies Provided by Physicians and Other Healthcare Professionals
Page 39


Note: The calendar year deductible applies to almost all benefits in this Section. We say "(No deductible)" when it does not apply.
 
Preventive Care Benefits - Here are some things to keep in mind:
 
  • Preventive care refers to medical services, counseling, and screenings related to the prevention of disease and health-related problems, rather than curing disease or treating its symptoms.
     
  • You must use Preferred providers in order to receive preventive benefits without cost-share, see page 18 for exceptions to this requirement.
 
Benefit Description

Diagnostic and Treatment Services

Outpatient professional services of physicians and other healthcare professionals:
  • Consultations
     
  • Second surgical opinions
     
  • Clinic visits
     
  • Office visits
     
  • Home visits
     
  • Initial examination of a newborn needing definitive treatment when covered under a Self Plus One or Self and Family enrollment
     
  • Pharmacotherapy (medication management) (See Section 5(f) for prescription drug coverage)
     
Note: Please refer to pages 40-41 for our coverage of laboratory, X-ray, and other diagnostic tests billed for by a healthcare professional, and to page 77 for our coverage of these services when billed for by a facility, such as the outpatient department of a hospital.

You Pay
Preferred provider: $10 copayment (no deductible) per visit up to a combined total of 10 visits per calendar year (benefits combined with visits in Section 5(e) page 88)

Preferred provider, visits after the 10th visit: 30% of the Plan allowance

Non-preferred (Participating/Non-participating): You pay all charges

Note: You pay 30% of the Plan allowance for agents, drugs, and/or supplies administered or obtained in connection with your care. (See page 131 for more information about “agents.”)
 
Benefit Description
Telehealth professional services for:
  • Minor acute conditions (see page 134 for definition)
     
  • Dermatology care (see 138 for definition)
Note: Refer to Section 5(h), Wellness and Other Special Features, for information on telehealth services and how to access a provider.

You Pay
Preferred Telehealth Provider: Nothing (no deductible) for the first 2 visits per calendar year for any covered telehealth service (benefits are combined with telehealth services listed in Section 5(e) page 88)

$10 copayment per visit (no deductible) after the 2nd visit

Non-preferred (Participating/Non-participating): You pay all charges
 
Benefit Description
Inpatient professional services:
  • During a covered hospital stay
     
  • Services for nonsurgical procedures when ordered, provided, and billed by a physician during a covered inpatient hospital admission
     
  • Medical care by the attending physician (the physician who is primarily responsible for your care when you are hospitalized) on days we pay hospital benefits

    Note: A consulting physician employed by the hospital is not the attending physician.

     
  • Consultations when requested by the attending physician
     
You Pay
Preferred: 30% of the Plan allowance

Non-preferred (Participating/Non-participating): You pay all charges
 
Diagnostic and Treatment Services - continued on next page